C-Store Capital
Gas station
Petroleum Industry Financing Specialists

Fueling Your Business Growth

The premier financing partner dedicated exclusively to the unique needs of gas stations, convenience stores, and car wash operators. Tailored financial solutions to help you navigate regulatory compliance, modernize your facilities, and seize acquisition opportunities.

Gas Stations
Convenience Stores
Car Wash Operators
Our Solutions

Core Financing Solutions

We facilitate a comprehensive suite of lending products designed to cover every lifecycle stage of a convenience store or gas station.

Acquisition Financing

Specialized funding for purchasing single stores, multi-site portfolios, or truck stops, including support for real estate, business value, and inventory.

Equipment Financing & Leasing

Flexible options for fuel dispensers, Underground Storage Tanks (USTs), POS systems, LED lighting, and refrigeration units.

Refinancing & Debt Consolidation

Restructure existing debt to improve cash flow, remove balloon payments, or cash out equity for future projects.

Construction & Development

From ground-up projects to "raze and rebuilds," we support construction on leased or owned land.

Renovation & Expansion Loans

Capital to modernize your store image, add "Grab and Go" food service, or install car wash tunnels.

SBA 7(a) & 504 Loans

Government-backed financing offering longer terms and lower down payments for qualified borrowers.

What We Finance

Specialized Assets We Cover

C-Store Capital covers the specialized assets that keep your business running.

Fuel Dispensers (Pumps) & EMV Upgrades
Underground Storage Tanks (USTs) & ATGs
Canopies and Digital Signage
Vapor Recovery Systems
Our Edge

The C-Store Capital Advantage

We understand that the retail petroleum industry is fast-paced and highly competitive, involving complex valuations and environmental considerations. Our mission is to provide tailored financial solutions that help you navigate it all.

Industry Expertise

Unlike generalist lenders, we understand the specific economics of fuel margins, supply agreements, environmental compliance, and rebate negotiations.

Strategic Structure

We work to structure transactions that best fit your strategy, whether that involves bundling installation costs or leveraging projected income.

Preferred OEM Partners

We maintain relationships with major equipment manufacturers and fuel brands to streamline the financing of specific assets.

Comprehensive Coverage

Whether you are a single-site operator, a jobber, or a large franchisee, we scale our solutions to fit your business size.

Capital in Action

Capital Solutions in Action

Our financing programs are designed to solve specific industry challenges. Here are examples of the types of transactions we facilitate.

Growth

Multi-Site Acquisition

Structuring capital stacks for growing operators looking to acquire turnkey gas stations or portfolios in competitive markets.

Compliance

Compliance & Tech Upgrades

Financing comprehensive POS and EMV pump upgrades for chains or single sites to ensure compliance and improve security without draining working capital.

Construction

Ground-Up Development

Facilitating construction loans for new travel centers or locations featuring large C-stores, QSRs, and diesel lanes.

Revenue

Revenue Diversification

Funding the installation of new tunnel washes or QSR additions for existing stations to increase foot traffic and overall site revenue.

Branding

Brand Conversion

Providing the capital required for imaging and equipment upgrades when switching fuel flags or franchisors.

Why Us

Why Choose C-Store Capital

We Work For You

A banker works for the bank; C-Store Capital works for you. We act as your advocate to find the best rates and terms available in the market.

Regulatory Knowledge

We help navigate the complexities of environmental issues and valuations unique to petroleum retail.

Vendor Agnostic

We work with all major equipment manufacturers and fuel brands, giving you the freedom to choose the best tools for your business.

Long-Term Partnership

We support you from your first pump upgrade to your portfolio expansion, fueling your growth every step of the way.

Get Started

Ready to Pump Up Your Business?

Don't let capital constraints slow down your growth. Whether you are replacing underground tanks or buying your next location, CStoreCapital.com has the specialized expertise to get the deal done.

Contact us today for a free consultation and let's discuss how we can fuel your success.